Condo Insurance

Get Insurance protection for your Condo in Florida

What does Condo Insurance covers

Condo insurance is designed to provide coverage for individual condominium unit owners. It typically offers the following coverages:

Personal Property

This protects your personal belongings within the condo, such as furniture, clothing, electronics, and other personal items, in the event of covered perils like fire, theft, or vandalism.

Dwelling

While the condominium association's master policy usually covers the external structure of the building, including the roof and common areas, dwelling coverage in condo insurance typically covers improvements you've made to the interior of your unit, such as flooring, built-in cabinets, and fixtures.

Personal Liability

This provides protection in case you're found legally responsible for injuries to other people or damage to their property, either within your condo or elsewhere.

Loss of Use

If your condo becomes uninhabitable due to a covered event, this coverage helps with additional living expenses, such as hotel bills or temporary rental costs.

Loss Assessment

If the condominium association passes on certain expenses to individual unit owners, such as repairs to common areas or shared liabilities, loss assessment coverage can help cover your share of these costs.

Medical Payments

This provides coverage for medical expenses if someone is injured on your property, regardless of fault.

While condo insurance covers your personal property and some aspects of the structure, it does not typically cover the building's exterior or common areas. In addition to your condo insurance policy, the condominium association's master insurance policy usually provides coverage areas outside your unit, but it's good to know exactly what is covered and where there may be gaps that your individual condo insurance needs to cover.

At Pinnacle Insurance, we have a deep understanding of the unique requirements of condo owners when it comes to insurance. Our extensive range of condo insurance policies allows us to offer the ideal protection for your valuable investment. Whether it's coverage for personal belongings and liability or safeguarding against unexpected damages, our dedicated team of experts is fully committed to finding the perfect insurance solution tailored to your individual condo needs. Trust Pinnacle Insurance to secure the right condo insurance to protect your investment.

How to get Condo Insurance in Florida:

> Call: 954-306-3333
> Visit our office:

• 1515 N. University Dr., #207, Coral Springs, FL 33071

> Fill out a Quote Form online